CCNM students may be able to take advantage of federal,
provincial and/or U.S. federal student loan programs. Private and
professional school loans may also be available through your financial
institution. CCNM also offers a limited number of bursaries as a
result of the generosity of its donors.
Canadian and Provincial Assistance
Canadian students enrolled in the naturopathic medicine program
may be eligible for assistance under one or more of the following
- Canada Student Loans Program (CSL)
- Ontario Student Loans Program (OSL)
- Student loan program in your province of residence
A student may only apply from the province of residence in which
he or she has most recently lived for at least 12 consecutive months,
excluding time spent as a full-time student at a post-secondary
institution. Currently, the province of Quebec does not recognize the
naturopathic medicine program at CCNM as eligible for government
You may submit a loan application prior to receiving your
acceptance letter from the College. Listed below are the provincial
student financial assistance offices:
Student assistance offices
CCNM is the only naturopathic school in Canada approved to
administer financial aid, such as Direct Unsubsidized Loans to U.S.
students. Please follow the directions below:
- Complete a free application for Federal Student Aid (FAFSA).
Please choose CCNM (032733 00/G3273300) to have your SAR available to
the school online. When searching for CCNM, please choose Institute
of Naturopathic Education and Research (INER). CCNM is considered a
foreign school and you must choose “foreign country” under state.
- Sign your online Master Promissory Note (MPN).
- Complete entrance counselling online. (This step applies only
if this is your first time using federal student loans while a
student at CCNM. If you are a returning student, please skip.)
- If you wish to apply for a Federal Grad PLUS loan, you can
complete the additional MPN.
CCNM’s financial aid office will complete the online confirmation and will notify you when your loan has been processed and approved. All direct loan money will come directly to CCNM.
Information required from students
- Complete and submit the program information sheet to CCNM,
as well as the cost of attending form.
- Married students must submit a detailed budget for you and
your family for the study period.
- Photocopies of your previous income tax returns (IRS forms
1040, 1040A, or 1040EZ) may be required later. The information will
be used to verify the income figures entered on your FAFSA. You will
be informed if any of these are required.
- Spousal income tax returns are required if the applicant is
married, or in a common law relationship according to the students
original state of residence.
Entrance counselling for direct loans
Students with federal student loans (Direct Subsidized or Direct Unsubsidized Loan) must complete
these online counselling tools as a requirement of using direct loans.
(Students who are using a direct loan for the first time at CCNM must
complete entrance counselling before loans will be certified. Students
only need to complete this counselling once during their studies at
PLEASE NOTE: It is recommended that U.S.
students begin the application process no later than July
15 to ensure funding is available to them by September 1
(for fall semester) or October 15 to ensure
funding is available to them by January 1 (for winter semester).