CCNM - Help Us Grow

Fees and Financial Policies

CCNM works to maintain a balance between minimizing the costs of tuition and other services, while ensuring a high quality of education and support services. CCNM is a not-for-profit educational institution and is not financially supported directly by the federal or provincial government. The College receives funding through the Institute of Naturopathic Medical Education and Research (INER) memberships and donations.

Before a student can be registered, full payment of the tuition and other mandatory fees must be submitted. The tuition fee is payable in two installments. The first installment, which is 60 per cent of the total tuition fee, is payable on or before the first day of classes of the first term. The second installment, the remaining 40 per cent, is due on or before the first day of classes of the second term. The tuition fee is reviewed each year and increased as required to adjust for program growth and inflation. Interest of 1.5 per cent per month (18 per cent per annum) is charged on outstanding tuition and other fees.

Students who are not able to pay tuition by the time of registration and/or by the beginning of the second term must complete and sign a promissory note and arrange a payment plan satisfactory to CCNM. Those who cannot commit to an acceptable payment plan must contact the Student Services Department.

All fees owing must be discharged, or terms that are acceptable to the finance office must be arranged for, within four weeks of the beginning of each term.

Method of fee payment

The payment of tuition and all other fees is payable by cash, cheque or money order. Cheques do not need to be certified. However, any student who tenders a cheque that is subsequently not honoured by the banking institution, will be charged a $30 fee plus the appropriate interest charge. Credit card payments cannot be accepted.

Students may request funds to be directly disbursed to CCNM from government loan programs and other similar sources. In such cases, students may be allowed a brief grace period from interest charges.

For students who will be graduating, all outstanding fees must be paid on or before May 15 of the graduating year. Fees paid after May 15 must be in the form of cash, certified cheque, or money order.

Tuition Fees (in CDN Dollars)

ND Program	Canadian Students	International Students
Annual tuition fee 2006-07	$17,239	$20,648


Tuition deposit for admission (credited towards tuition)	$1,724	$2,065

Mandatory Fees

Application fee	$150
Student card	$ 25
Naturopathic Students' Association (Yr. 1)	$200
Naturopathic Students' Association (Yr. 2-4)	$ 80
Graduation fee	$ 50
NSA Health & Dental Plan (annual fee)	$350**
Additional Fees
Late application fee	$ 50
Late registration fee	$100
Supplemental fee	$100
Official transcript fee	$ 10
Returned cheque	$ 30
Re-issue of tuition tax receipt (T2202A)	$ 25
Photocopy of tuition tax receipt (T2202A)	$ 5
Advanced standing application fee (five credit hours or less)	$150
Advanced standing application fee (more than five credit hours)	$250
Partial load fee	$500*
Locker fee	$ 10
NPLEX guides	$ 10
Transfer credits (per assessment)	$ 75
Student INER membership	$25
Student membership in ND provincial association	$25-35

Note: all fees are subject to change

* This is a one-time only charge for students entering partial load status. New entrants excepted.

Naturopathic Students’ Association (NSA) Health & Dental Plan

**All fees and policies are subject to change without prior notice. When changes do occur, the Student Services Department will endeavour to inform students at the earliest opportunity.

All NSA members (students enrolled in the Doctor of Naturopathic Medicine program) are assessed a fee for the NSA Health and & Dental Plan. The plan provides you with health and dental coverage for 12 months, from September 1, 2006 to August 31, 2007. Students already covered through another plan may opt out of the NSA Health & Dental Plan, online, within the first three weeks of classes. NSA members can also enrol their spouse and/or dependants in the Plan. For students starting in January 2007, you will be assessed a fee that will be pro-rated for eight months of coverage (January 1 – August 31, 2007). For more information, contact studentcare.net/works at 1-866-369-8791 or visit their website at http://www.studentcare.net.

Refund policy

This policy would be applied when a student, either voluntarily or involuntarily, is no longer part of the entire ND program, or a specific course or courses.

Voluntary withdrawals

All situations of voluntary withdrawal, either from the entire ND program or from a specific course or courses, will start with the student informing Student Services, in writing, that this is their intent.

Withdrawal from the ND program: If a student chooses to cease his/her course of studies in the ND program at The Canadian College of Naturopathic Medicine, they must advise the Office of the Registrar of this by letter. This letter must be signed and dated by the student involved. The date of receipt of the letter by the Registrar will be the effective date of withdrawal and will be the date used to close out the student's account.

Withdrawal from a course(s): If a student chooses to withdraw from a specific course or courses, they must advise the Registrar, who will prepare an adjusted registration form that reflects the course load reduction and present this to the Dean, Academics for approval. The date of the request for the reduction in course load will be used to calculate the amount of the refund (if any).

Refund calculation for withdrawal from the ND program:

Upon withdrawal, the student will be assessed based on the time spent in the program or the course being dropped.

The amount of tuition owing (earned tuition) will be prorated and calculated on a course-by-course basis using the following formula:

The number of weeks attended divided by the total number of weeks for the course multiplied by the course tuition.

Once the time spent in a course reaches the 50 per cent level, no refund will be forthcoming.

If a course has not yet started, no tuition charges will be incurred.

An administrative charge of $500 is assessed on all program withdrawals. The $500 administrative charge will be credited to the student’s account should that student return to the ND program within one year.

Refund calculation for withdrawal from a course(s)

Once a student has been approved for a course load reduction, the refund (if any) will be calculated as follows:

The registrar will determine the tuition owing (earned tuition) for a specific course as follows.

The number of weeks attended divided by the total number of weeks for the course multiplied by the course tuition.

Once the time spent in the course reaches the 50 per cent level, no refund will be forthcoming.

If the course has not yet started, no tuition charges will be incurred.

The refund will be the difference between the amount paid and the earned tuition less the partial load fee (if applicable) less $50 per course.

Involuntary withdrawals

In cases of involuntary withdrawal, the Student Services Department will determine the date, and the administrative charge will be waived. Otherwise, the calculation to determine if there is a refund owing to the student will be calculated as above.